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Comparative StudyCrypto & Digital Assetseu2026

MiCAR Implementation Benchmark 2026

Comparative benchmark of MiCAR implementation across major EU jurisdictions, with supervisory convergence and divergence analysis.

Access

Full PDF version available on request for institutional engagement.

Executive Overview

MiCAR full applicability has surfaced material implementation differences across EU member states. This benchmark analyses authorisation timelines, supervisory expectations, prudential capital interpretations and complaint handling across France, Germany, Ireland, the Netherlands, Luxembourg, Spain and Malta.

Key Findings

  1. 01

    Authorisation timelines vary significantly between member states.

  2. 02

    Prudential capital interpretations show areas of supervisory divergence.

  3. 03

    Passporting practical effectiveness depends on host-state engagement patterns.

Advisory Relevance

Critical input for entities selecting MiCAR home authorisation and structuring EU passporting strategy.